Guaranteed Investment Certificates (GICs)

Fixed Rate CAD & USD Deposits with terms from 1 to 5 years and a guaranteed return, compounding annually. Shorter terms less than one year are also available.

Index-Linked Term Deposits – Returns are based on the performance of the S&P/TSX 60 index over the term of the deposit. You can take advantage of gains in the market indexes while still fully protecting 100% of your principal, if market values drop. No matter what happens in the stock market, you are guaranteed the return of your principal when your deposit matures. Available for terms of 3 or 5 years. RRSP, RRIF and TFSA eligible. Avoid mutual fund manager fees and commissions and similar products offerred by the banks that often cap your return at 10%.

You can even track the performance of your Index-Linked Term Deposit(s) by clicking the link below that corresponds to your ILTD Maturity and selecting the series you have purchased.