Mortgage & Loan Rates These posted rates are before interest rebates and may change at any time. Residential Mortgages Talka Prime Rate6.35% Variable Rate Line of Credit6.59% 1 Year Open7.99% 1 Year7.15% 2 Year6.79% 3 Year6.59% 4 Year6.45% 5 Year6.25% Personal Loans Secured Line of Credit6.35% RRSP Loans6.35% New Car Loans6.50% Personal Loans8.50% Unsecured Line of Credit8.75%