Mortgage & Loan Rates These posted rates are before interest rebates and may change at any time. Residential Mortgages Talka Prime Rate6.35% Variable Rate Line of Credit6.59% 1 Year Open9.00% 1 Year6.59% 2 Year6.49% 3 Year5.89% 4 Year5.59% 5 Year5.49% Personal Loans Secured Line of Credit6.35% RRSP Loans6.35% New Car Loans6.50% Personal Loans8.50% Unsecured Line of Credit8.75%