Mortgage & Loan Rates These posted rates are before interest rebates and may change at any time. Residential Mortgages Variable Rate Line of Credit3.60% 1 Year Open6.00% 1 Year2.49% 2 Year2.59% 3 Year2.69% 4 Year2.79% 5 Year2.89% Personal Loans Secured Line of Credit3.60% RRSP Loans4.00% New Car Loans5.00% Personal Loans8.50% Student Loans8.50% Unsecured Line of Credit8.50%