Another very unique and cost saving service we offer our members is “FREE CHEQUING”. Cheques are produced in branch at no cost and there are no transaction fees or monthly service charges.

Business Cheques are ordered from a third party and the cost is paid by the Member.

The only fees we charge are listed below in few short lines compared to the big banks whose service charge schedules can be two or three pages long.

Type of Service

NSF Fee for returned items$30.00
Wire Transfers$35.00
RRSP, RRIF & TFSA Transfer Out Fees$100.00
Dormant Accounts after 5 years$75.00
Stop Payment Fee$5.00
Bill Trace$10.00

Description of Service ChargeBig 5 Banks – (Range)
Sending E-TransferFreeFree – $1.50
Cancelling E-TransferFree$3.50 – $5.00
Wire Transfer – Sending$35.00$25.00 – $80.00
Wire Transfer – ReceivingFree$14.00 – $17.50
Non Bank ATM withdrawal – DomesticFree$1.50 – $3.00
Non Bank ATM Withdrawal – InternationalFree$5.00
NSF$30.00$45.00 – $48.00
Mailed StatementFreeFree – $2.00 (Monthly)
Certifying a chequeFree$15.00 – $20.00
Bank DraftFree$7.50 – $8.50
Stop Payment $5.00$12.50 – $25.00
Depositing foreign currency cheque into Canadian Bank accountFree$5.00 – $20.00
Requesting a copy of a statement or transaction more than 90 days old Free$5.00 – $30.00
Requesting a refund or replacement for lost or stolen bank draftFree$10.00 – $25.00
Provide a post- dated cheque for depositFree$3.00 – $5.00
Investigating a wire paymentFree$25.00 – $35.00
Passbook FeeFree$2.25 – $2.50 (Monthly)
Cheque Image ReturnFreeFree – $2.50 (Monthly)
Account closed within 90 daysFree$20.00

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