Another very unique and cost saving service we offer our members is “FREE CHEQUING”. Cheques are produced in branch at no cost and there are no transaction fees or monthly service charges.
Business Cheques are ordered from a third party and the cost is paid by the Member.
The only fees we charge are listed below in few short lines compared to the big banks whose service charge schedules can be two or three pages long.
Type of Service
| NSF Fee for returned items | $30.00 |
| Wire Transfers | $35.00 |
| RRSP, RRIF & TFSA Transfer Out Fees | $100.00 |
| Dormant Accounts after 5 years | $75.00 |
| Stop Payment Fee | $5.00 |
| Bill Trace | $10.00 |
| CRA Payments (In Branch) | $7.50 |
| Estate Processing Fee (May apply) | $275 +HST per hour |
Description of Service Charge 
Range of Big 5 Banks
Sending E-Transfer Free Free – $1.50
Cancelling E-Transfer Free $3.50 – $5.00
Wire Transfer – Sending $35.00 $25.00 – $80.00
Wire Transfer – Receiving Free $14.00 – $17.50
Non Bank ATM Withdrawal – Domestic Free $1.50 – $3.00
Non Bank ATM Withdrawal – International Free $5.00
NSF $30.00 $45.00 – $48.00
Mailed Statement Free Free – $2.00 (Monthly)
Certifying a cheque Free $15.00 – $20.00
Bank Draft Free $7.50 – $8.50
Stop Payment $5.00 $12.50 – $25.00
Depositing foreign currency cheque into Canadian Bank account Free $5.00 – $20.00
Requesting a copy of a statement or transaction more than 90 days old Free $5.00 – $30.00
Requesting a refund or replacement for lost or stolen bank draft Free $10.00 – $25.00
Provide a post- dated cheque for deposit Free $3.00 – $5.00
Investigating a wire payment Free $25.00 – $35.00
Passbook Fee Free $2.25 – $2.50 (Monthly)
Cheque Image Return Free Free – $2.50 (Monthly)
Account closed within 90 days Free $20.00
